Defined Benefit + Cash Balance Plans

A Defined Benefit Plan provides employees with the assurance of guaranteed retirement benefits that are independent of investment performance. It also allows an employer to save more for retirement than most other types of qualified plan.



We provide all administration needed to establish and maintain a Defined Benefit Plan or a Cash Balance Plan. These plans may stand alone or operate in combination with a 401(k) plan. Employers looking to shelter the maximum dollars possible turn to these plans and the tax savings can be enormous. Our services include all set-up and compliance work including actuarial valuation and actuarial certification. Unlike many competitors, all our actuarial work is done in house ensuring that you have access to the best expertise available. We continually monitor the operation of the plan to insure it continues to maintain qualified status even if the requirements change.